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Gadget insurance

Comprehensive insurance for all Gadget models at great prices, with experienced in-house customer care.

1 Million+

Gadgets insured
30 Years

Industry experience
10 Years

In Ireland
4.9 / 5

Trustpilot score
In partnership with AXA
Gadget insurance

Comprehensive insurance for all Gadget models at great prices, with experienced in-house customer care.

1 Million+

Gadgets insured
4.9 / 5

Trustpilot score
We include loss as standard
No limit on claims and repairs
12-month warranty on replacements
Mobile phone insurance - loveit coverit

High-quality gadget insurance you can count on

loveit coverit understand how much we rely on and value our gadgets. We provide a choice of policies to suit your device and lifestyle, so you can have a tailored insurance plan to suit your needs.

Theft and Loss are included in all our gadget insurance plans for no extra cost, unlike many other providers in the market.

Cracked Screen Cover is included in our Premium plan, so if you accidentally smash the screen of your tablet or phone, we will repair it for you.

Accidents can happen at any time, even if you take great care of your gadgets. Protect the gadgets you love most against Liquid Damage and Accidental Damage.

We throw in Worldwide Cover and Accessory Cover, as additional benefits to our insurance policies.

Our Cover

Accidental Damage
Accidents can happen, usually when you least expect it! But when they happen to your gadget, our cover will put your mind at ease and financially reassure you.
Liquid Damage
Whether it's dropping your phone in the bath or spilling coffee over your tablet- we have heard it all! Take our cover that protects your gadget against liquid damage, so if the worst does happen to your device, we can repair or replace it in no time.
Cracked Screen
If you've dropped your gadget and cracked the screen or found that it's no longer working properly, we are here to ensure it gets repaired quickly!
If you have a tendency to lose things, our gadget cover is perfect for you as it includes loss as standard and can provide you with that added level of security.
It's not your fault when your gadget is taken from you, that's why we're here to offer you a replacement device and protect you against unauthorised calls.
Accessory Cover
Whether it's a charger, a phone case or your headphones, we know you'll want to protect your gadget's accessories. That's why we offer accessory cover that protects against theft and damage.
Mechanical Breakdown
If your gadget breaks down mechanically or an electrical fault occurs outside of its period of warranty, we can cover you.
Worldwide Cover
At loveit coverit, we understand you'll want to take your gadget with you when you travel abroad. This is why we give you unlimited worldwide cover, so you can relax while you're travelling across the globe.
Airtime Abuse
It's bad enough if your device gets stolen, but airtime abuse can also be a cause for concern. That's why all of our gadget insurance policies also cover the cost of calls and messages that have been made without your permission.

Recommended gadget insurance from loveit coverit

loveit coverit are leading specialist gadget insurance providers and unlike others in the field, we keep everything in-house, so you can expect any claims you make to be handled efficiently. We aim to make it as simple as possible for our customers to insure their devices, while keeping our policies cheap and comprehensive. Our gadget insurance includes a whole host of additional benefits, including accessory cover, a 12-month warranty on repaired and replacement devices and worldwide cover.

Whether it's iPad insurance you need or phone insurance, we offer a wide range of reliable insurance policies to protect the gadgets you use and love the most. Having been insuring gadgets for 3 decades, we know how stressful and disruptive it can be when something bad happens to one of your devices. loveit coverit are here to provide you with simple, flexible and affordable gadget insurance, so that when these accidents arise, you don't have to worry. With plans that cover you for accidental damage, cracked screens, liquid damage, theft, loss and mechanical breakdown, you can have peace of mind that your gadgets are protected anywhere, anytime. If you wish to insure more than one device, be sure to make a saving using our multi gadget discount.

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Why choose loveitcoverit

Providing gadget insurance in Ireland for years
In partnership with AXA
We handle every claim in-house
No minimum contract
14-day money back guarantee
We provide unlimited claims
10% discount - when you insure more than one device

Why should you get covered?

Despite having helped over 1 million customers get affordable, comprehensive cover for the devices they love, a lot of people still have questions regarding gadget insurance. To make sure you’re in the know, we’ve responded to these questions with frank, informative answers:

How does it all work?

It’s pretty simple really: you pay a monthly fee that covers your gadget in the event of theft or accident. If anything happens to your device, you can make a claim. Provided that the issue is covered under your policy, you pay the excess charge, send the gadget off, and have it repaired or receive a replacement.

Can you cancel your policy after a claim?

Once you’ve made a successful claim and received a replacement device, you’re more than welcome to cancel a policy, though you won’t be covered for any further issues. If you try to cancel while a claim is on-going, there’s a chance that you’ll invalidate the claim and be unable to get a replacement. Always check your providers terms and conditions to be sure.

Are gadgets covered under home insurance?

Unless specifically stated otherwise, your gadgets will be cover under your home insurance policy if you lose or break it in the property, or if it’s stolen from your home. Some home insurance policies allow you to add optional extra which means your gadget will be protected outside of the home, but this will increase your premiums. To ensure peace of mind and save money, it’s always better to get specialised cover.

What does the policy cover?

Our policies protect you against theft, accidental damage – including mechanical breakdown, screen damage, and liquid damage. This insurance policy also covers you worldwide, so not matter where you are, you’ll be able to claim.

How much does it cost to insure a gadget?

It depends on the make and model of your phone. An older model that has less market value will cost very little to insure monthly, whereas a brand-new gadget will cost a bit more.

How do I get my gadget insured?

Once you’ve found a gadget insurer that works for you, at the right price, all you have to do is fill in a simple online form about your device and set up a payment plan – it’s that easy! For devices that don’t appear on the website – that may be older or unique – all you have to do is ring up the insurance company and tell them about your device. Once that’s done, they’ll be able to tell you if your device is eligible for cover.

Can insurance companies check my records/data?

In order to protect your privacy, all phone data is wiped once it is sent to our repair centre. Standard checks are performed, such as IMEI searches to ensure that the device is not insured elsewhere and trader alerts to check that the device isn’t up for sale, however, these should not interfere with any data on the device.

Frequently asked questions

What’s not covered in my policy?

We've details exactly what is not covered in the Policy Excess and Key Exclusions and Limitations pages.

Is it possible to insure an old device?

We can insure older devices, however all mobile phones or tablets must have been purchased from a VAT registered UK/Republic of Ireland supplier and no more than 3 years old (from the policy start date).

Will you insure a non-genuine device?

No, we won't cover non-genuine devices in our policies. However, refurbished devices that come with a manufacturer’s warranty or the original proof of purchase (if the device was bought second-hand), we will insure.

Can I trust loveit coverit?

loveit coverit is an established company within the gadget insurance sector. We are a specialist insurance provider with 3 decades of experience under our belts. You can trust in our brand and our mobile phone and tablet insurance policies. As part of AGS Pier GmbH and the parent company, Pier Insurance Managed Services Ltd, the company is fully authorised and regulated.

How much excess will I pay?

This can be found in your Policy Excess documents.

How soon will I receive my replacement mobile phone or tablet after I claim?

We understand the inconvenience that being without a phone or tablet can cause, which is why we endeavour to have a replacement device in your hands within 48 hours of us approving your claim.

Is there a minimum or maximum period of cover?

No, there is no minimum period of cover. When you purchase an annual policy, we will contact you approximately two weeks before your renewal date and offer to renew it. We will automatically process your renewal if you don't advise us to cancel your policy at this time.

How old do I have to be to insure a device?

You must be 18 years old or over and an Irish resident if you wish to take out a policy. If you are under 18, then a family member can take out the policy on your behalf with their consent.

What should I do if I’ve got a question not answered in your FAQs?

Please feel free to email us at and we will happily help you.

Who does my policy cover?

Parents can insure their children's devices on their behalf. The cover of the device will apply to you as the person who purchased the policy and your immediate family. This can include your children, wife, husband, partner, siblings, parents, grandparents or grandchildren that live at your address permanently.

Who provides the insurance?

For policies prior to 1st October 2021

This insurance is arranged by Pier Insurance Managed Services Limited, which is authorised and regulated by the Financial Conduct Authority under Firm Register number 331798.

Our policies are underwritten by Inter Partner Assistance SA (IPA) which sis fully owned by the AXA Partner Group. The Inter Partner Assistance SA Financial Conduct Authority register number is 202664.

For new policies and renewals from 1st October 2021

This insurance is arranged by AGS Pier GmbH, with a registered office at Hohe Bleichen 8, 20354 Hamburg, Germany. AGS Pier GmbH is a Registered Intermediary, an insurance agent with authorisation according to § 34 d para. 1 GewO (German Trade Regulation) with registration number: D-DWGU-041S5-44.

This policy is underwritten by Inter Partner Assistance SA (IPA) which is fully owned by the AXA Partners Group. Inter Partner Assistance is a Belgian firm authorised by the National Bank of Belgium in Belgium under number 0487.

Your policy is administered by AGS Pier GmbH (UK Branch).

Who will take the money from my bank account?

loveit coverit will appear as Pier Insurance on all banking statements.

Why must I pay an excess?

We won't increase our premiums once you make a claim, unlike many other insurance providers. Therefore, we ask you to pay the compulsory excess fee so we can keep our prices low for you. You can always trust that we will handle your claim quickly, professionally and efficiently.

Do you send a brand new replacement gadget?

As your policy is not a ‘replacement as new’ policy, all mobile phone or tablet replacements we send out may be brand new or refreshed devices, but they will all come with a 12-month warranty.

We ensure that the quality of refurbished devices is so high that you won’t be able to differentiate them from new ones. Please note that refreshed devices may hold some non-original parts.

Will my replacement gadget be the same as the one I had?

Once we've agreed your claim, we'll endeavour to replace your device with the same make, model and colour. We'll then send it to you as quickly as possible. If your device isn't manufactured anymore, we will provide the nearest comparable model.